Thought today would be just the same as every other morning but when I checked
my Inbox I found out that I had won 2 international lotteries that I had no idea
that I had ever entered and the family for some dead prince in Nigeria wants me
to act as the next of kin and they will let me keep 10% of his net worth. With
all this money coming in I am going to be living on easy street and never have
to work again.
Anybody with an email address could become a victim in the
ever growing outbreak of Identity theft, Nigerian scams, phishing scams, etc....
People fall for the scams because we are always looking for the pot of gold at
the end of the rainbow. These scammers would make great salespeople because they
realize that everything is a numbers game. I get so many emails from all these
different banks asking me to click here and update my information. The scammers
know that most of the recipients of these emails will never respond but if they
send one that looks like its from CitiBank they know that anybody that actually
has a CitiBank account will probably respond.
I've gotten email that have
asked me to update my Ebay account, my Paypal account and my Chase Manhattan
account. I know for a fact that I do not have an Ebay or a chase account. You
would think that sites like Ebay, who have a 120 million registered users, would
send an email to educate their registered users but Ebay says that they want no
liability so they just let their users get scammed. Most of these people will
only lose money while others will spend time in jail or have their credit
damaged beyond repair.
If you check just your local news you should see
many stories regarding the scams that are currently out there. If you are
selling an item via Ebay or the classifieds and a buyer send you a check for
over the payment price then chances are this is part of a scam, especially if
they want you to wire the excess funds via Western Union. If you get an email
about working from home collecting payments for a company and they say you can
keep 10% then chances are you are involved in a processing scam. If you get an
email about someone dying with no next of kin and they want you to act as the
next of kin well do you remember the old saying "if it looks to be too good to
be true then chances are it is".
Earthlink has came up with a web browser
that will help you identify these phishing sites and I am sure that other
companies have come up with something also. A lot of sites have cropped up in
recent months that will help educate you on what's going on plus some of them
will even offer assistance if you have become a victim. theres one called
ScamSafe, another called Fraudaid, and my wife has one called idtheftnightmare .
I cannot include the extensions because people then think I am promoting these
sites which I am not.
Just keep in mind that there are no shortcuts in
life. if you get a questionable email then please ask for the opinion of someone
else so that you don't fall victim to a scam. also remember that most banks and
credit card companies will not send your info via an email and if they want you
to verify something chances are they will have you call them.
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